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one of Gatling's alleged victims is a woman he met on a dating website who owned a fitness studio -- who he allegedly screwed out of $90,000. cops say Gatling set up Internet businesses to gather credit card information from people.

and asked her to front him 90% of the payment in cash. if the woman ran a $100 credit card charge for Gatling, she would give him $90 in cash and keep $10 for herself. and arrested Gatling for fraud, aggravated identity theft and forgery. he was busted while meeting with his probation officer -- stemming from a forgery and theft CONVICTION back in 2013 when he attempted to rent out a home he didn't own.

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But cops say the credit card holders never authorized the fitness studio payments and cancelled their transactions -- leaving the fitness studio owner in a $90,000 hole ... An attorney for Gatling tells us she's still gathering information on the case.